Fine Homes

Surinder Ahitan asked:


Whenever I get asked by anyone how to invest in property, I respond with a series of questions:

• What are your financial aims? In other words what are you after? Are you seeking an income, capital or both?

There is a big difference between wanting to retire in 2 years so you can live off your investment income and wanting to help your children with tuition expenses in 12 years.

• Will you need to borrow money and how much risk are you willing to take?

• Will you consider investing overseas, and if so, where will you invest – Europe, the Far East or the Middle East.

• What level of risk are you willing to take?

• What happens if you need your money back quickly?

Remember, liquidity is a major problem in property investment. If you invest in the stocks and share market, you can pick up the phone and sell in minutes. That’s liquity. Just try doing that with property and you’ll see that it’s a completely different story.

• What about your tax liability and what would happen if it all went wrong?

• Do you want to invest in commercial or residential? Do you even know the difference?

These are the type of questions you should be asking yourself before you dive in and invest in property. It’s very helpful to write down your reasons for wanting to invest in property. You can always revise your list if you change your mind about your investment motives. But I guarantee you won’t be sorry for spending a little time up front making the list. On the other hand, if you’re unable to come up with any motivating factors for investing, you’re also setting yourself up for failure.

This may seem like a lot of work, but it’s a crucial part of the process if you want to succeed. Remember: buying property BEGINS with a well thought out plan for your exit strategy!

You should also be aware of the intense marketing hype of many online estate agent sites; they often prey on gullible, uninformed individuals. Be careful not to fall for the hype regarding the off plan deals marketed in nearly every country. Media such as glossy overseas magazines that advertise second homes for sale as investments are often very misleading.

Another word of caution – don’t be fooled or conned by the promises of “get rich quick” property schemes. Property is a long-term investment. It’s easy to lose sight of this as you hear any number of different, new and possibly more exciting property investment strategies that appear to be making money NOW. Years ago you could purchase reasonably-priced property, rent it out and make good money in a relatively short period of time. However, times have changed and this is no longer the case.

Not all real estate agents will be upfront about this fact. Like many others, you may mistakenly assume that your real estate agent is determined to help you obtain the best possible return for your money. Unfortunately, this is often not the case. The main goal of real estate agents is to sell property – period. Do you think it is in their best interest to convince you to make long-term property investments? Definitely not!

Media resources can also hamper your property investment opportunities by writing bad or good reports about property investments that simply aren’t true. Property-related journalists are being paid to write, not to conduct research about the real estate market or lucrative investment opportunities.

Advertising is big business and journalists may be paid to write a scathing or glowing report about various overseas or local investments that is completely false. Hence, it’s best to ignore the majority of what you read in the magazines and conduct some solid market research on your own. After all, it’s your money so you want to invest it wisely!

Fortunately, there are some reliable resources available to help you learn about current trends in the property market. Start by consulting one of the following websites before you invest in any of your hard-earned cash:

Collierscre – One of the leading worldwide real estate consultancies

Knight Frank – Residential and commerical property professionals

The Royal Institution of Chartered Surveyors – Leading source of information relating to construction, the environment, property and land

Estates Gazette – Magazine offering detailed information about commercial property trends

Also be sure to talk to local real estate agents as well as some reliable rental management companies. They can discuss some of the more successful local invesment property strategies. Don’t forget about members of your local business community and shop owners in your community. They can prove to be invaluable sources of information when it comes to local property invesmtent.

If you establish clear investment targets, you can focus only on the relevant types of property. I don’t recommend choosing more than two property types if you’re an inexperienced property investor. Given the vast amount of possible investment properties, this small step can save you a lot of wasted hours.

You should also limit the cities you’re considering to one or two. You can then determine the best and worst investment areas of a specific city by analyzing various factors such as crime and employment statistics.

The bottom line is don’t rely on only the latest investment fads to determine where to invest your money. This can prove to be a very costly mistake, especially if you are new to property investment. Spend some time determining your motivating factors for investing, ask yourself several important questions and narrow your target area to one or two cities. These steps will greatly improve your chance of success. With a little planning and advice, you can develop a clear investment strategy and avoid the most common property investment mistake.

Banjo Smyth asked:


Trying to find a good Property Investing course that you can trust can be a very hard task. There are many different kinds of Property Investing courses – Seminars, Property Sourcing, Real Estate Investing Coaching, Home studies plus many more. The first decision you need to make is “What kind of Property Investing Course do I want to do”.

What kind of property investing course you decide to do will depend on where you are currently at in your Property Investing career. Someone who already owns 10 properties will probably be looking for something different than somebody who is just beginning their property investment journey.

The main point that separates most property investing courses is this

- Some property investing courses offer you a step by step education or guide on ‘how to invest in property. Then after you finish the property investing course it is up to you to act upon this new found knowledge and put it into action.

- Other property investing courses will be much more ‘one and one’ and literally hold you’re hand as you go through the process of buying your investment property. Generally these courses will actually ‘source’ the property for you.

So which Property Investing Course Should you choose?

The Education and do it yourself approach

Or the

Let the Professionals make the decisions and hold my hand approach

There is no right or wrong answer here; it simply depends on your individual situation.

Let have a look at some of the positive and negative aspects of these two different types of property investing course.

The Education and do it yourself approach

This style of property investing course suits people who have the desire (and the time) to become long term professional investors. At times this strategy will be hard and you may even feel like giving up but if you choose a good course then you should feel supported enough to be able to put their instructions into action. The main benefit of this type of course is that once you have learnt, understood and implemented the information you will forever have these skills at your disposal.

The best thing about most of these property investing courses is that that nearly all offer 100% money back guarantee. This gives you a no risk option to try the course and if it lives up to expectations then you can decide to keep it.

Let the Professionals make the decisions and hold my hand approach

This style of property investing course suits a number of different people. If you don’t have enough time or simply aren’t interested in learning how to invest in property but want the results then some of these courses can be great. Or if you would like to become a professional investor but feel like you need a helping hand with the first one or two properties that you buy – just to make sure that you are doing everything right.

Generally property investment courses that include property sourcing will cost slightly more than a course that only offers an education.

So what type of person are you? Remember that there is no right or wrong answer; you simply need to find the property investing course that best suits your needs. The most important thing is that you actually take some action and begin your property investing journey. If you are yet to buy an investment property then it may currently feel like an impossible dream but believe me – once you start increasing your knowledge you will be surprised at how fast you are able to start creating a property portfolio.

Wantanee Khamkongkaew asked:


The capital of the People’s Republic of China, Beijing is one of the imposing cities in the world. Located in the Northeast China, Beijing serves as the cultural, economic, and political center of the nation.

One of the four ancient capitals of China, the city is much famed for its imperial past, and has to its credit a large number of gorgeous showplaces and sites of historical significance, such as the Palace Museum of the Forbidden City, the Museum of Chinese History, and Qianmen preserving such attractions as the Tongrentang Traditional Medicine Shop, established in 1669. Then, not to mention about its present modern life, providing incredible opportunities.

Beijing is now a well-planned city, which is a prime center of commerce and entertainment. In addition, Beijing serves as one of the nation’s prominent transportation hub, with a large number of roads, railways, and expressways.

Above all, the cost of living in Beijing is tremendously cheap when compared to European and North American cities. Perhaps for these reasons, people prefer to live here. Living in Beijing is not only enjoyable for tourists who want to explore the attractions of the place but also for those who want to settle here permanently, since the business opportunities and accommodation options it renders are unparalleled.

Like any other Asian cities, Beijing renders a variety of accommodation options, from affordably priced apartments and single detached homes to luxury villas and flats located in the city’s posh areas. Condominiums are also considered one of the best accommodation options in Beijing. However, this type of accommodation is quite different from owning or renting other accommodation types, like flats and single homes.

One of the prime features of condominiums or condos is that they are mostly of dual nature, ie, al though, owners hold the title and have control over their units, they share the costs and expenses incurred for the property’s common facilities like lobbies, escalators, and passageways. In addition, they are required to follow the rules and regulations put forward by the condominium association.

Another prime feature of Beijing condominiums is that they are mostly located within the easy reach of all facilities and attractions of the place such as the Great Wall, the Mining Tombs, Summer Palace, the Forbidden City, Temple of Heaven, and Tiananmen Square.

From budget and luxury to single and multi-roomed, a plethora of condominiums are now available in Beijing according to your budget, lifestyle, preference, and number of family members.

Beijing condominiums come in a myriad of forms, including, townhouse, apartment, and sometimes even as a single detached structure. Let it be of any type or size, a condominium complex in Beijing is mostly replete with amenities like comfortable bedrooms with adjustable beds, expansive living rooms, fully equipped kitchen, eco-friendly areas, and ironing boards. Some of the most popular condominium units come attached with high-end facilities like parking areas, game room, laundry facilities, whirlpool spas and saunas, pools, and meeting rooms. Many of them are even attached with facilities like game rooms coupled with tennis courts and gym.

A myriad of benefits can be derived from living in a Beijing condominium. The prime one is that it less expensive, in contrast to other accommodation types. Security is another advantage of condominiums, since there are a large number of neighbours around, apart from facilities like common security monitoring system.

Further, this allows you to go for a tension-free vacation or a business trip. Benefits also include low maintenance and access over common facilities such as pool, library, and elevators. In addition, by living in a Beijing condominium, you become a part of a unique community. Above all, condominiums in Beijing serve as an excellent long term investment.

From the aforesaid discussion, it is evident that no accommodation options can rival the comforts and benefits offered by a Beijing condo unit. However, certain factors should be considered when you decide to choose condominiums as your accommodation option. For instance, there are some condominium units in Beijing that do not allow pets. Some may even impose restrictions on renovations and noise levels. Hence, it must be checked for. The neighborhood, condominium interior and outdoor maintenance fee, parking area, and outdoor space are the other things to be considered for.

Nowadays, owning or renting a condominium in Beijing is no longer a tedious process, since a multitude of real estate firms as well as realtors are in the scenario to render best services. Further, many of them have them have their own websites with expected price, amenities available and pictures of the condominium, which in turn allows for convenient purchasing of a condominium.

Leah Carroll asked:


It’s important to create a rental agreement for your vacation rental business so that you can get everything in writing from your guests.  You should clearly outline the expectation for you and for your renters so there are no disputes down the road. 

Below are 10 must-haves for your vacation rental contract:

1. Maximum Occupancy and Age Requirements. When going through the screening process for your vacation rental guests, you should be able to determine a rough estimate for their age and how many people will be staying in your vacation property. However, your vacation rental agreement should remind renters of your rules for required parental supervision of designated age groups, along with the maximum occupancy of your home in case they are considering bringing any extra guests.

2. Check-in and Checkout Dates & Times. To coordinate your cleaning and housekeeping duties, you’ll need to clearly communicate the check-in and checkout dates and times.  In the event of early arrival, the house might not be clean and could result in complaints. If your guests stay too late, your housekeeper might not have time to sufficiently clean your vacation home before the next group arrives. Your renters should be made aware of these important times, and your vacation rental lease should state the penalties if these times are not observed.

3. Cancellation policy.  Your vacation rental contract should spell out the penalties according to the time frame in the event that a renter needs to cancel his or her reservation.  As the date of the reservation nears, it will be increasingly more difficult to fill those dates with other renters. Therefore, the penalties should be higher as the date approaches.

4. Total payment due. You can not rely on your renters to write down prices from your vacation rental listing or during a phone conversation. The total rental rate, including all fees and taxes, should be included in your vacation rental contract.

5. Payment schedule.  Just because the renters know the cost of your property does not mean they know your deadlines.  Your vacation rental contract should provide a timeline for payment due dates, including deposits.

6. Pet Policy & Smoking Policy. It is up to you to let renters know about restrictions regarding pets or smoking at your vacation property. Just because a renter says that he doesn’t plan to bring a pet, you should still spell out your rules in your vacation rental agreement in case he changes his mind. Also, it cannot be assumed that people will be simply know to not smoke in your home. Your vacation rental lease should define the penalties if it is determined that a renter has smoked inside your vacation rental.

7. Checkout Policy. As soon as your renters arrive at your vacation home you should tell them what is expected at the time of checkout. Let them know in your vacation rental contract whether they need to wash sheets, take out trash, etc., so there is no confusion on the day of checkout.

8.  Weather policies. Vacation rental owners should use their vacation rental agreement as a form of protection in the event of inclement weather or Acts of God. Spell out your storm and hurricane policy up front to avoid disagreements about refunds later on.

9. Requirements for security deposit refund. When renters pay the security deposit for your vacation rental, they should be aware of what is covered and what is expected of them in order to receive a full refund. Your vacation rental agreement should also explain the penalties for violating these rules.

10. Your contact information. Although it seems obvious, your vacation rental contract should include all of your contact information and emergency contact information, including the address of the vacation rental home.

Your vacation rental agreement should be as specific as possible and include detailed information to protect yourself and your renters.

Property asked:


Leading master real estate developer Dubai Properties has participated at the premium luxury show ‘Mumbai Extravaganza 2008’ in Mumbai, India to showcase its latest portfolio of realty developments including the latest to be announced ‘Mudon’ project, to an elite audience of high net worth visitors and top tier conglomerates.

Mohamed Binbrek, CEO, Dubai Properties, said, “Mumbai Extravaganza gave us an opportunity to present investors with instant information on the latest developments from Dubai Properties, as well as introduce our latest project launches to a new market.

Indian nationals are amongst the top investors within the booming real estate market in Dubai”.

In 2007, Indian Nationals spent Dh4 billion on real estate in Dubai and over the past 10 years, they have spent a total of Dh6.5 Billion on the Dubai property sector.

While the majority of these buyers were Indians living within the UAE, 10% of them were living in India or otherwise, proving the existence of a substantial demand for Dubai real estate from outside the UAE.

Naveen Marasinghe asked:


 

Boston’s Downtown area is the nexus of the city, it contains the financial and administrative heart of the city; it also encompasses the recreational areas of Boston Common and the Public Garden. Known as an older portion of the city it still has many of the old historic buildings such as Old South Meeting House and the Old State House.

 

Among places of historic interest in the Boston Downtown area is the birthplace of renowned American scholar, inventor and philosopher Benjamin Franklin. Located close to the Old South Meeting House it was where Franklin spent most of his childhood. The Old South Meeting House is also a special part of Boston history as it was where the idea of the famed “Boston Tea Party” was conceived. Originally built in 1729 as a church by the Puritans it later became an icon in America’s struggle for freedom.

 

The more modern face of Boston Downtown is portrayed in the high rose condominiums and the tall sky scrapers that house some of the largest corporations in the country. The modern Government centre sits just a short way away from the Financial District of Boston towards the North. A number of new projects are planned for this area such as the Rose Fitzgerald Kennedy Greenway initiative which proposes to include a total of 27 acres of greenery and parkland into the area.

 

The Downtown Boston area is also quite popular with shoppers. The Faneuil Hall Marketplace is one of the most popular shopping areas in Boston. It boasts of over 100 shops and also a large number of restaurants. Having been a centre of commerce in Boston for over 250 years, Faneuil Hall is not only a historic marketplace it is also entertaining. In addition a large number of shopping malls and department stores can also be located in the Downtown area.

 

Being a centre of administration, commerce and entertainment in Boston there is no shortage of hotels in Boston here; among them is the Langham Hotel Boston which maintains the same standards of quality and class experienced at many Boston hotels.

Kuldip Goyle asked:


Condo hotels are one of the sizzling products in current real estate market. New properties are increasing in various regions of the country and new buyers are penetrating the market daily. Things have been moving so promptly in terms of condo hotels, but sometimes it’s worth taking a climax to step back and look at the big picture.

Condo hotels are generally large, high-rise, luxury hotels automated by big names comprising Bulgaria, Four Seasons, Ritz-Carlton, Star wood, Hilton, Trump, Rosewood, Sonesta, Regent International Hotels, Clarion, Conrad Hotels, and Le Meridien.

Condo hotels have condos that are sold to individually to the purchasers who may use their unit as a holiday home whenever they like. When they’re not using their condo unit, owners have the choice of placing it into an structured rental program. Condo hotel operator of the rental program, in exchange for a share of the returns, markets the condo units as a hotel, takes bookings, runs the front desk, manages the property and offers the services hotel guests expect, such as housekeeping, food and beverage, and concierge. There is a circularizing enthusiasm about the condo hotel concept. More people are understands its value and therefore appealing demand for more inventory. Buyers for Dubai properties, where condo hotels are most dominant, come from all over the world. On the international front, most foreign buyers interested in Dubai property are from Asia and Europe. The vast majority of purchasers wants condo hotel units basically as investments and is aimed on the potential for appreciation with the side benefit of hassle-free ownership. They see the capability to essentially use their condo hotel unit as a holiday home as important but secondary to their goal of investment diversification.

In Condo Hotel Marketplace, implicitly every individual property that has come on the market to date has sold out in pre-construction. Most of these condo hotels are mega high-rise structures with on average 200-500 condo units, and with some in excess of 1,000 units.

Hot Areas for Condo Hotels

Dubai continues to be an extremely admired area and one that has shown bright and steady appreciation. As already specified, the condo hotel trend which had started in Dubai has now spread out west. Las Dubai is starring the pack with many new condo and condo hotel developments in all price ranges being built.

Most condo hotels have amazing features and services that raise their demand to potential buyers as well as future renters. Emblematic facilities are spas, fine dining, business centers, fitness centers, and many more.

Owners of condo hotel units have the authority to resell their unit at any time. They keep any gains derived from admiration. Thus condo hotels combine holiday home ownership with investment hypothetically.

Property Reporter asked:


The real estate along with the property market was almost zilch a few years back. Amongst negligible revenue on the earned income and no tax on the living wage, Dubai captivated marketers and investors from all over the planet.

With the verification of foreign ownership the prospects augmented further and investors became extensively interested in the property of Dubai.

Due to the low-lying outlay, trade house and investors found it money spinning and profit yielding. But they were dubious about the globalization and evolution of Dubai for the reason that it had little productivity, lesser rate of literacy, low standards of living and consisted of people who earned merely to sustain a living.

But Dubai estimably located itself on the ladder of topmost commercial cities. It made a breakthrough via trade and globalization. Hence the immigrants started bucketing in. With this dawn of industrial encroachment and the delirium of the investors into the assets; the population of Dubai embarked on to augment.

The demand started to increase with a tempo that by no means satisfied the supply. The rates of property amplified significantly and are still growing. But in a brandishing city like Dubai, people find it cost-effective to buy estate even at hiked prices.

This headway had to slow down a little. Now the property tariffs are escalating at a lower rate as compared to few years back. This is all because of the demand and supply chart. The estate market has become a little stable than earlier.

Now the constructors do not let out the property for sale as candidly as they used to. Earlier the main concept was to acquire and to resell. This used to prolong in order to gain maximum proceeds. But now the constructors have become business minded. They do not agree to let out property prices sooner than the groundbreaking of the construction land. They even wait for the development of entire city in order to discern the accurate worth of the property and to attain maximum turnover.

Due to such marketing prototypes, the estate market is believed to have matured but this does not entail that it is in decline phase. Rather the market has dispensed with the conjecture fragment and has grown to be secure in all stipulations. This maturity in the market will lead to the enduring growth of the market and will direct it into a strong position.

Although the profit margins have condensed for new investors, there is still a demand due to low taxes and all the perquisites and amenities that Dubai proffers.

Also the demand protracts and will prolong in the potential times. Investment in property currently could harvest massive profits in terms of renting it to the tourists and then reselling it when market matures for their property

Deepesh asked:


As a small kid, in the early 1980s, I grew up in the suburban town of Gurgaon – then more known for growing wheat and vegetables than rampaging Toyota Qualises ferrying sleepy teenagers.

Things changed in 1983 when the government set up Maruti, in collaboration with Suzuki, and its car manufacturing plant came up on the outskirts of the town in a huge tract of land – approximately five square kilometres, or more than a 1,000 acres. Those were dull times – land was cheap. The government probably paid not more than INR 20,000 per acre for the tract, if at all.

Cue 2007. Times have changed. Blame it to rapid industrialisation, the scorching growth pace of the service industry and the speculative behaviour of the realty business, land in the vicinity is floating at around INR 60,000 per square yard. Even if one was to look at a bulk deal, Maruti’s 1,000 acres will fetch a cool INR 150 billion!

That is USD 3.3 billion!!

That’s exactly the sum that Suzuki (Maruti’s parent) wants to invest in India over the next few years.

The above may be a completely worthless and stupid calculation, considering that Maruti has to make cars at the plant and while a potential fifty thousand luxury condominiums, ten malls, a couple of IT parks and some commercial buildings have the potential of turning the Gurgaon realty scene on its head, this is little more than wishful thinking…till I start looking at the scene from a different perspective.

Maruti’s second plant at Manesar is operational and being a huge facility in itself can be potentially expanded to a million units, the company’s target for the near future.

The Manesar facility is close to Maruti’s existing Gurgaon plant so it won’t affect logistics to a great extent. Theoretically, production can be shifted from the Gurgaon plant to the Manesar plant, in phases to maintain smoothness. Already the Swift line is at the Maneasr plant and the SX4 sedan should be getting put together there as well. The models that are not being built at Manesar currently can be shifted there, model-by-model, in 2-3 years, all except the 800, which might be on its last wind by then.

And in case the Manesar plant proves small then Maruiti-Suzuki can set up another one in the nearby upcoming Reliance SEZ. The SEZ plant can be used for exports and will benefit from duty waivers as well.

While looking at its plant as an asset in this sense may not be in Maruti’s idea of things for now, the plant itself is as juicy as they come. Once on the outskirts, it is now as central as one can be in a place like Gurgaon with easy connectivity to the old town as well as the new areas. The plant has a huge frontage on the old Delhi-Jaipur road and is a few hundred metres away from the busy NH-8 expressway. There are already premium residential complexes, a planned golf course and a large number of software and services companies (their employees would love to live in the luxury condos that come up at the MUL plant site) in near vicinity with a bunch of existing and planned five-star hotels within a 3-4 kilometre radius. Heck, even the international airport is a few kilometres away.

With MUL’s proven clout with the government, things like Change of Land Usage (CLUs) etc. will not matter,. The company’s management, alongwith potential prospective buyers DLF and Unitech, can even arm-twist the government to bring a Delhi Metro link from the planned Gurgaon extension to the existing plant’s rear gate. That should bump the price of the condos and ensure that the builder, who buys the land, makes a neat profit as well. The plant has the potential of becoming the largest single township in the NCR-Delhi region or even 2-3 big townships, in case one builder finds it difficult to shell out this much moolah.

So has Maruti ever thought of doing this? Maybe. More likely, maybe not!

Far more importantly, have the stock analysts factored in the land value in MUL’s share price? If not, spread the word, and watch the stock spiral away.

Michael Mock asked:


Modern Town House Plans feature Constantly Changing Designs

Modern town homes generally match the current technology trends and usually attract young adults. Architects are constantly changing plans to reinterpret what the idea of modern is. You will also find townhomes that are designed to work with the latest gadgets and appliances. Modern town homes are generally simple and box like as the walls don’t curve like other home designs. There are a few common features that modern houses usually follow, one of which is to not mix multiple design elements together.

Parallel Lines and Geometrical Designs are Popular among Modern Town Homes

Modern town house plans provide homeowners with rooms that are in simple proportions and offer a lot of natural light through the use of large pieces of glass. Modern town houses take advantage of the outdoor world by having the large open windows or walls to bring in the natural surroundings. The property that the home sits on can be included in the design so that it becomes an alternative living room.

The roof of a modern home is usually flat or shallow-pitched while the walls are known to be stone or stucco with a smooth texture. Construction materials can use various types of resources, including glass, stone, concrete, and tree. Of course, designing a custom modern home can incorporate the type of material you want to get the look you desire. A few other examples that are common in modern houses are streamlined metal railings, glass blocks, concrete foundations, and smooth finishes.

Interior Characteristics Allow Spacious Rooms While Maintaining Privacy

While large, asymmetrical windows are common in modern town house plans, they are usually restricted to dining rooms and hallways. These windows can stretch from the floor to the ceiling and not only allow a great amount of sunlight, but can also showcase a spectacular view. In order to keep the rest of the house concealed for privacy, bedrooms and bathrooms consist of smaller windows that can still give the room an adequate amount of natural light without exposing too much to the outdoors.

Kitchens, dining areas, and living rooms are usually designed to form one large room that lets in the perfect amount of natural light. This creates a fantastic impression of having larger living areas while providing a great atmosphere for entertaining. Modern town house plans incorporate eaves that are large and can dramatically stick out. The unornamented walls are designed to make impressive angles, but are kept at a minimum and still create a simplistic appearance.

Modern town house plans are not only enjoyed by those with a large budget. They can be constructed to fit comfortably in various lot sizes, including those that are narrow or on a slope. Modern townhomes can be large or small depending on your personal preference. Modern town homes are generally not restricted to certain rules as other designs are. An innovative idea without trying to recreate a look from the past is part of the concept to build a modern home. The ability to combine different elements allows plenty of creativity while designing a home with a clean and sleek look.